The biggest trigger – perhaps the only one – is (ironically) feeling poor. If I start to get worried about my financial status, feeling like there isn’t enough to do what I want to do – I begin to get slipshod with the finances. I buy things from my wish list. I decide to buy something new.
It is as close as I get to retail therapy – and it’s all online. Which is good, because sometimes (like now) I can delay the purchase, or wait it out (sort of like quitting smoking, actually).